have you noticed the abundance of car dealer license plates ???

there has been an abundance of car dealer license students
in the last 18 months
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on all vehicles held in their inventory

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CA Lic. # 0702245

 

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california attorney general to review proposed new car dealer loan markup restrictions

By Brittany-Marie Swanson

Rosemary Shahan, president of CARS, speaks at the CFPB’s first public forum on auto lending in November.
Rosemary Shahan, president of CARS, speaks at the CFPB's first public forum on auto lending in November.

SACRAMENTO, Calif. — Consumers for Auto Reliability and Safety (CARS), a consumer advocacy group, submitted a new ballot initiative to the California attorney general’s office on Oct. 30. Part of the initiative calls for the elimination of dealer markup, a practice currently being scrutinized by the Consumer Financial Protection Bureau (CFPB).

Rosemary Shahan, president of CARS, discussed the ballot measure during the CFPB’s first public forum on auto lending, held on Nov. 15 at its Washington, D.C., headquarters. The Car Buyers Protection Act is slated to appear on the November 2014 ballot.

“I would note that the provision [aimed at eliminating dealer markup] in the initiative that we just filed … polled at 82 percent support,” Shahan said during the CFPB forum, for which she served as a panelist. “And there isn’t a lot these days that polls so resoundingly well.”

Most industry and regulatory representatives present at the forum, including CFPB Director Richard Cordray, agreed that dealers deserve to be compensated for arranging financing for consumers. The CFPB is concerned that the discretion dealers are allowed when marking up rates creates a fair lending risk. Shahan, however, disagreed.

“I don’t think they should be compensated for that,” Shahan told F&I and Showroom. “It’s something you can do yourself better for free. Why would you pay someone to put you into a bad loan?”

California New Car Dealer Association (CNCDA) President Brian Maas told the magazine that Shahan’s approach is “pretty hard to respond to.”

“The short summary is, [the initiative] is a solution in search of a problem,” he said. “It would have a potentially devastating impact on the new-car business, just to fix things that frankly are going to be resolved one way or another anyway, or don’t need to be resolved at all, or are confusing. So we’re perplexed, frankly. Why this ballot measure at this time?

“Obviously, the CFPB is looking at the issue closely and trying to decide if disparate impact or discrimination exists [in auto lending], and what’s the appropriate compensation scheme and what have you,” Maas added. “But even the CFPB has conceded that dealers should be paid for performing the service.”

In addition to eliminating dealer markup, the proposed Car Buyers Protection Act would make it illegal for dealers to sell, rent, lease or loan recalled used cars, as well as improve protections against “bait and switch” financing and for victims of identity theft perpetrated at car dealerships. The proposed ballot measure would also require that dealers offer a minimum 30-day, 1,000-mile warranty on all used cars.

The initiative also seeks to eliminate the authority of the New Motor Vehicle Board to overrule disciplinary actions against dealers and manufacturers approved by the Department of Motor Vehicles.

“There are a number of problems that have been identified over the years where the public really wants to see change, but the dealers keep blocking it in the legislature either federally, or at the state level,” Shahan said. “And so [this initiative] is aimed at getting these policies enacted through popular vote.”

The advocacy group recently sponsored SB 686, a bill intended to prohibit the sale of unsafe used cars. It was blocked in California’s Assembly Business and Professions Committee in July and cannot be revived until January 2014.

At the CFPB forum, Shahan called California “ground zero” for the issue the CFPB is currently tackling: discrimination in auto lending. California is one of two states that caps dealer markups —2.5 percent for loans up to 60 months and 2 percent for longer loans.

Shahan’s organization’s next step is to meet with the California attorney general’s office, and she said she’s prepared for a long fight. “I expect it to be a battle,” she said. “I imagine the dealers are going to oppose it tooth and nail. But I think at the end of the day, we’ll win. Because … the practices really do not stand up to scrutiny.”

Maas, however, pointed out that the ballot measure may harm the people it intends to protect.

“If dealers don’t provide financing, how does a subprime customer get financed? You can’t walk into a subprime lending intuition; they don’t exist … If I’m a credit challenged customer, it’s the dealer that is working hard to get me financed,” he said. “He’s got an incentive, he wants to sell a car … and that’s why the dealer financing model works.

“We’re a bit frustrated,” Maas added. “It’s not clear at this point how much support [Shahan] has for the measure, other than the fact that she spent $200 to file it with the attorney general.”

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DMV dealer plate use from the california code of regulations

BARCLAYS OFFICIAL CALIFORNIA CODE OF REGULATIONS
TITLE 13. MOTOR VEHICLES
DIVISION 1. DEPARTMENT OF MOTOR VEHICLES
CHAPTER 1. DEPARTMENT OF MOTOR VEHICLES
ARTICLE 3.3. SPECIAL PLATES

This database is current through 5/16/11

§ 201.00. Use of Special Plates Issued to a

Dealer, Manufacturer, Remanufacturer, or Distributor.

(a) Special plates referenced in this section may only be used on vehicles that a dealer, manufacturer, remanufacturer, or distributor owns or lawfully possesses.

(b) The following individuals may operate a vehicle with special plates for any purpose:

(1) An individual who is the sole owner, a general partner, a manager of a limited liability company, or a corporate officer or director of a dealer, manufacturer, remanufacturer, or distributor, provided that individual is actively engaged in the management and control of the business operations of the dealer, manufacturer, remanufacturer, or distributor;

(2) A general manager, or business manager, or sales manager who is actively engaged in the management and control of the business operations of the dealer, manufacturer, remanufacturer, or distributor when no other individual meets the criteria in (1) above;

(3) An individual employed by a manufacturer or distributor and licensed as a representative.

(c) Any licensed driver may operate a vehicle with special plates for any purpose if an individual identified in section (b) is also in the vehicle.

(1) An unaccompanied licensed driver, who regularly resides in the immediate household of an individual identified in section (b), may operate a vehicle with special plates solely to pick up or drop off that individual.

(d) A licensed driver who is an employee of a dealer, manufacturer, remanufacturer or distributor may drive a vehicle with special plates when that employee is acting within the course and scope of his or her employment.

(e) Any licensed driver may operate a vehicle with dealer, manufacturer, remanufacturer, or distributor special plates for special event purposes if the operator carries a letter of authorization from the licensee identifying the vehicle, duration, and location of operation, and person(s) authorized to operate the vehicle.

(f) Any licensed driver, who is a prospective buyer or lessee, may test drive a vehicle with special plates for up to seven days.

(1) A salesperson is not required to be present.

(2) If a salesperson is not present, the operator must carry a letter of authorization from the licensee identifying the vehicle, duration, and person(s) authorized to operate the vehicle.

(g) Employees of a commercial vehicle dealer, manufacturer, remanufacturer, or distributor who must operate a commercial vehicle in the course of their employment, may take a commercial drive test in a commercial vehicle displaying dealer, manufacturer, remanufacturer, or distributor special plates.

(h) A trailer, displaying special plates, may be towed by a vehicle with Vehicle Code authority to operate on the highways.

(i) Any use of special plates issued to a dealer, manufacturer, remanufacturer, or distributor except as specified is prohibited.

Note: Authority cited:

Section 1651, Vehicle Code.

Reference:

Sections 11714, 11715 and 11716, Vehicle Code.

+++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++

To subscribe to the e-mail alert service logon to www.emailalert.dmv.ca.gov/subscriptions.asp.

This page contains detailed instructions on how to subscribe.
The Industry Tools Home Page located at

http://www.dmv.ca.gov/vr/dealer_regservice.htm

provides convenient access to information and links that are pertinent to the vehicle registration industry.

++++++++++++++++++++++++++++++++

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used car dealer insurance has a lot of factors to decide

  • Garage Liability
  • Inventory/Open Lot Coverage
  • Garage Keepers Legal Liability
  • False Pretense
  • Trick & Device
  • Personal Injury
  • True Comprehensive Coverage
  • Truth-in-Lending Errors and Omissions
  • Odometer Errors and Omissions
  • Title Errors and Omissions
  • Specified Vehicles
  • Medical Payment Coverage
  • Fire Legal Coverage
  • Building Coverage
  • Collision Coverage
  • Drive Other Car Coverage
  • Personal Property
  • Dealer’s Legal Defense
  • Products / Completed Operations
  • Business Income
  • Outdoor Signs
  • Attorney Assitance
  • Chose the coverages you want
  • Auto Dealers with repair shops
  • Personal Use for Owners, managers, and spouses

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dmv occupational licensing inspector for our modesto car dealer school

after you take our

modesto car dealer class

you will take your dmv car dealer examination

and

submit your car dealer license application

to the dmv licensing inspector in turlock

Turlock, 825 E Monte Vista Avenue, 95382

  • (209) 634-2003

Directions to this office

CLICK HERE FOR OUR PRACTICE DMV LICENSING EXAMINATION

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BIG CAR DEALER SCHOOL

Pre-Licensing Car Dealer Class

WE OFFER MORE CAR DEALER LICENSE CLASSES THAN ANY OTHER PROVIDER

We teach in all of the following locations:

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dmv requires a training class to take your car dealer license examination

dmv requires you pass a 40 question exam to submit your car dealer license application

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5 helpful tips for getting your DMV wholesale car dealer license

  1. Sign up for our 6 hour Car Dealer Pre-Licensing Class. Follow the steps that you are taught, and then get approved by the California DMV as a wholesale dealer.
  2. Utilize the Web. Did you know that most wholesale dealers search the internet prior to purchasing a vehicle? A good wholesaler will recognize a low priced car at auction buy it and resell it a week later at the same auction.
  3. Keep in mind that delivery of the vehicle to the buyer must occur at the sellers licensed location. Some wholesalers will buy seasoned stock ( vehicles which are front line ready on a retailers lot but approaching 60 days in inventory ) and swap them out for vehicles freshly obtained. This allows the used car sales manager to restart the clock on that seasoned stock. These deals are often done book for book, the wholesaler ends up with added value. In a front line ready car the wholesaler can sell to another dealer, but it will often take a series of these book for book trades before you can actually see profits. Many small used car lots do not have the time to go to auction. A good wholesaler can stock these smaller lots and make a small profit on each car.
  4. Don’t ever consign a vehicle to another dealer. The wholesale license is a good starting place for the beginner; lesser bond, easier zoning and access to the market. Dealer plates and insurance are included in the wholesale package but as a wholesaler one can only buy and sell within the industry. That means as a wholesaler you can sell only to other dealers, there is no buying off the street. If and when a wholesaler has a vehicle to sell to the public he/she may draft that sale through a licensed retailer, this is call this a drafted sale.
  5. Remember the drafted sale creates liability for the retailer. Typical draft fee is $ 500. We advise the following: no loss selling ( wholesaler must sell higher than acquisition cost ), smog safety and verification provided by wholesaler, wholesaler as contact person on the buyers guide, statement from wholesaler assuming all liability if customer is not happy. Then the retailer collects and pays all taxes and fees, and sends the documents to DMV for processing.

Tips

  • Wholesale Dealers cannot sell to the Public (only to other Car Dealers).
  • Wholesale Car Dealers have a lower bond requirement and spend less on insurance.
  • When selling to the public you must use a Drafted Sale.
  • Wholesale dealers provide a much needed asset to the retail car market. Wholesalers provide cars to retail dealers and often facilitate trades among dealers. A good car buyer will make a little on each car (perhaps $ 300), but can only sell up to 24 cars in one year.

Related wikiHows

Sources and Citations

car buyers can run dmv approved vehicle reports for $ 10.

+++++

YES

July 1 all car dealers must make a vehicle history available

+++++

YES

All vehicles with history must have a red sticker posted on the car

+++++

YES

GotPlates.com is the only provider of Red Stickers for

VERIFIED CLEAN TITLE cars

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Any car buyer can run a DMV Approved Vehicle History Report for $ 10.

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dmv requires a training class to take your car dealer license examination

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we teach the required dmv license certification class in more places than anyone else

find out why our competition struggles to match our offer

could it be better value??

could it be better pricing??

could it be our dedication to customer service??

we like to think it is all three

visit our website to see our entire class schedule

http://gotplates.com/

joseph is our car dealer license instructor in palm springs

415-730-3131

we have a class in palm springs every month

http://gotplates.com/cities.php?city=Palm%20Springs

good luck with getting your car dealer license

renting indiana car dealer license plates WILL get you busted in california

one of the fastest ways to get in trouble

with your car dealer license

is to cheat the government

on its sales tax or the dmv registration fees

the other way

IS TO RENT OUT DEALER LICENSE PLATES

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no matter what you call it

no matter how you present it

RENTING CAR DEALER PLATES IS ILLEGAL

California DMV Car Dealer Plate Rules

+++++

stay away from these car dealer license scams

offering to rent you a car dealer plate

THEY ARE ALL ILLEGAL IN CALIFORNIA

+++++

Dealer License Pros  ( Scam )

Your Auto Dealership ( Scam )

National Dealer License ( Scam )

Auto Dealer License USA ( Scam )

DLC Network ( Scam )

Car Profit ( Scam )

FL Motors ( Scam )

Auto Income ( Scam )

Auto Auction Consulting ( Scam )

Flipping Autos ( Scam )

Delaware Wholesaler ( Scam )

Indiana Wholesale Dealers ( Scam )

Indiana Dealer Offices ( Scam )

One Stop Auto Wholesalers ( Scam )

+++++

most of the bad actors belong to this organization

Indiana Wholesalers Association

no longer represented  by this law firm

http://www.lewisandwilkins.com/contact.cfm

+++++

if you have been the victim of a car dealer license plate scam

you may contact our dmv car dealer attorney for advice and consultation

Stephanie Francone

831-684-1077

+++++

if you are wishing to obtain your very own car dealer license

with insured car dealer license plates

invest $ 100. in yourself and

come to one of our

car dealer license classes in 39 california cities

DMV Certified Car Dealer Education

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please do not fall prey to a car dealer license scam

thanks

Joseph

gotplates.com

800-901-5950

got jody forster…..the forms lady ???

+++

 

2-Part Buyers Guides

(100 per pack)

$21.99

All auto dealers throughout the United States are required to display this two page (one page duplicated) form in the side window of every used vehicle offered for sale. The Federal Trade Commission oversees this regulation to disclose whether or not a dealer is offering any kind of warranty. The form must be prominently displayed on a vehicle’s window while the vehicle sits in the dealer’s inventory. The form may be removed from a window for a “test drive”, but must be returned to the window immediately upon return from the test drive if a sale is not consumated. If the vehicle is sold, the form is signed and part of the paperwork processed at delivery of the vehicle. The one and only purpose of this form is to disclose what warranties, if any, are included with the purchase if this vehicle. A “used vehicle” is defined by the Federal Trade Commission as any vehicle previously registered, and any vehicle previously used. This includes new vehicle rollbacks as well as unlicensed demonstrators (demos). There is an exemption for vehicles weighing in excess of 6,000 lbs. unladen weight, which means motorhomes and heavier duty trucks are exempt from the “Buyers Guide” regulations. Required by law for consumer protection on used vehicles, this form meets federal regulations. Pressure sensitive tape at the top and bottom holds this 2-part carbonless, 8 1/2″ wide x 11″ tall form to the window. Available in two styles: “As-Is” or “Implied Warranty”. Note, some states prohibit “As-Is” sales. Sold in packs of 100. Quantity Discount Prices available on quantities of 5 and 10 or more packs.
  • Model: JF 327

 

CAR DEALER STARTER FORMS KIT

 

car dealer deal jackets from jody the forms lady keep the DMV happy

+++

File Folder Deal Jacket Envelopes

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$29.99

Use these handy heavy duty manila stock 9″ x 12″ Deal Jackets complete with black preprinted stock, flooring, asccessories, customer sale, and trade information. All of your vehicle’s important papers will be kept together for each vehicle handled by the delership. Protect your vehicle’s records from becoming lost, torn or wrinkled. Sold in packages of 100. Try our Number 1 selling product today!! Call us to print your very own Custom design @ (949) 837 – 4088.
  • Model: JF-101

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testa owner grateful from tennessee fire

November 9, 2013

By Juris Shibayama, MD

TAGS: CUSTOMERS / MODEL S / STORES /
 0 comments

I was driving home from work on the interstate in the right lane at approximately 70 miles per hour, following a truck. In the middle of the lane, there was a rusty three-pronged trailer hitch that was sticking up with the ball up in the air. The truck in front of me cleared the object. I did not have enough time to swerve to avoid the hitch, and it went below my car. I felt a firm “thud” as the hitch struck the bottom of the car, and it felt as though it even lifted the car up in the air. My assistant later found a gouge in the tarmac where the item scraped into the road. Somewhat shaken, I continued to drive.

About 30-45 seconds later, there was a warning on the dashboard display saying, “Car needs service. Car may not restart.” I continued to drive, hoping to get home. About one minute later, the message on the dashboard display read, “Please pull over safely. Car is shutting down.” I was able to fully control the car the entire time and safely pulled off the left shoulder on the side of the road. I got out of the car, and started to get all my belongings out. About 5-10 seconds after getting out of the car, smoke started to come from the front underbody of the car. I walked away from the vehicle to a distance of about 100 yards. More smoke started to come out of the bottom of the car, and about two minutes after I walked away, the front of the car caught on fire.

I am thankful to God that I was totally uninjured in any way from this impact. Had I not been in a Tesla, that object could have punched through the floor and caused me serious harm. From the time of impact of the object until the time the car caught fire was about five minutes. During this time, the car warned me that it was damaged and instructed me to pull over. I never felt as though I was in any imminent danger. While driving after I hit the object until I pulled over, the car performed perfectly, and it was a totally controlled situation. There was never a point at which I was anywhere even close to any flames.

The firemen arrived promptly and applied water to the flames. They were about to pry open the doors, so I pressed my key button and the handles presented and everything worked even though the front of the car was on fire. No flames ever reached the cabin, and nothing inside was damaged. I was even able to get my papers and pens out of the glove compartment.

This experience does not in any way make me think that the Tesla Model S is an unsafe car. I would buy another one in a heartbeat.

Juris Shibayama, MD

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El Tio Auto Sales

209-538-1789

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